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Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

3/1/13

fridays letters

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First and foremost lets not forget the announcement of the Premama giveaway:

a Rafflecopter giveaway
Congrats Allison!!! 
Send me your address ASAP so the company can send out your 30-day supply of Premama. 

Now onto are regularly scheduled post....TGIF & TGIWN!! (thank god its WINE NIGHT! hehe)

dear hubby, i know how excited we both are about going to the Tortuga Music Festival, but we really need to book our hotel like yesterday, prices are basically skyrocketing and if we dont book soon we wont be able too!

dear matthew, remember when I was worried about you not siting by yourself at 7 months? Well, it may have taken you that long to sit by yourself but this past month you have developed so many more skills. You can not only sit by yourself, you can go from laying down to sitting, crawling, kneeling while holding on to your crib when you wake up, to pulling yourself up to standing with your toys. It amazes me how fast you learned all of these, and I swear any day now you are just going to take off running!!

dear facebook friend, (name not included for privacy) I am so happy that you are getting rid of your daughters bunk beds, when I saw the picture of them I just knew they would be perfect for my niece. I was so excited to tell my sister about it this morning (just to make sure she wanted them) and cant wait to see your face light up when we build it in your room. And double bonus? Totally getting it for FREE!! you know I cant pass up an offer like that! picture below so you all can be as excited as I am


dear rollerblades, it was a sad day Monday when I realized we would finally be parting ways. You have been in our family for a very long time. I remember when I stole acquired them from my sister back when she was in highschool. We've had many good memories, some bad, like when I busted my ass in our old neighborhood right in front of a car, which said car had to slam on their brakes to avoid running me over. I still have yet to actually put you in the garbage. even though I know you are no longer usable, instead you stare at me from the corner of the office, waiting for the day I gather you up and drop you in the trash. But hey, thanks to you I am going to work even harder to loose the next 12.6lbs to go buy one of your long lost cousins (aka a new pair of rollerblades) as my reward. So thank you for helping inspire my love for rollerblading!

dear budget project, Ive been doing good about not using the credit card for things, but obviously Im not paying enough attention to whats in our accounts, cuz lets just say the $230 overdraft on Tuesday wasnt exactly in my plan. Thank god the accounts are connected to other accounts for overdraft protection, but that totally could have been avoidable had I been really paying attention. This week Im going to start really budgeting, like actual bills, excels files, receipts, ect. If you follow me on pinterest you can take a look at my budgeting board to see where im getting my ideas from. Wish me luck!

dear hubby, i mentioned the above bunk beds to hopefully give you a suttle hint that I will need your help, and truck, this week to go and get them, pretty please :) Your the best husband in the world! thanks!

dear matthew, what is up with this new high-pitch scream of yours? Aunt D and I noticed it a couple of days ago, were not sure where you learned it or why your doing it, but it would be much appreciated if you could go back to the normal crying whining that you did. ok? 

And because I never leave you without a picture, and because its March 1st, I figured I share with you the past 2 months of my Project365. Thanks to instagram Ive been pretty good at keeping up with it. Here is Jan & Feb's pics. (if you follow me in instagram most likely you've seen every single one of these already)
Hope you all have a good weekend, starting my off right with a few glasses of wine with some great ladies tonight.




dont forget to link up your Friday's Letters with Ashley over at The Sweet Season

2/21/13

on being the breadwinner

this is one of those post that Ive debated on writing. Is it too personal? Will I come off sounding ungrateful? If my in-real life friends read it would they take it the wrong way? But then when I saw Becky's link up go live on Monday, I started thinking about what I would write.
You see last year I didnt participate because I honestly couldnt think of anything that I could share that would help empower, motivate, or just relate to other women. I post about the normal everyday mom/wife/woman stuff on a regular basis. But what made me different, or better yet, what made me relate-able.

And then I read a few of the link ups. And it really hit me. All these women, they are sharing the topics that empower them. Topics that they are frightened about. Topics that they wouldnt normally put on display for the whole world to see. And even if I didnt relate on the exact same situation, I at least immediately felt empowered by how they embraced each of their own obstacles. So back to the drawing board I went. I racked my brain for topics that I would normally be too intimated to share. And then it hit me. A topic that I normally dont discuss with others, let alone go full in depth about on paper. But this is who I am

i am
a
friend
wife
mother
blogger
designer
and
THE breadwinner
of our family

Ill start by saying I grew up in a "traditional" home. I say that vaguely because I am honestly not here to put down anyone who didnt, nor who isnt, brought up this way. But for me, it was understood that my dad worked and my mother stayed home. Mom would dress us, feed us, clean us, discipline us, and just overall take care of us on a daily basis. Dad, on the other hand, would leave the house by 5:30am to drive an hour to work, spend all day earning his salary, and then would sometimes make it home for dinner with us around 6:30pm. Was I close to my father? Of course! I was Daddy's lil girl, and still am. But my father not only worked his ass off every day (excuse the french), but he instilled  hard-working morals unto me. 
daddy's little girl

I always just assumed that when I one day had a family, the dynamics would be the same. Except, I knew that I wanted to have a career myself. This, as you can see, caused some contradictions in what I wanted. My sister, she knew what she wanted. She was going to be a stay-at-home mom. Yes, she went to school for nursing, and even got a job at the local hospital upon graduation. But we all knew that the job was merely a placeholder until she got married and had kids (of which happened merely a year after said job). I, on the other hand, studied, hardly ever went out, worked a full time job, plus an internship, all while getting my bachelors in Graphic Design, and started my career, just 3 months after graduation.
graduation 2008 with my parents
I felt successful. I was proud of myself. More than that, my FATHER was proud of me. I had saved money from my high-school job to be able to move out on my own (well with hubs) the summer before college. I rarely asked my parents to borrow money. I was self-sufficient to say the least. And I prided myself on that. I was responsible. I was established. I was, in-fact, a career woman.

Our First Apartment - 2004
Now, let me get back on track a minute and make it clear that I would never marry for money. Nor marry someone solely based on success. They are all admirable details, but the heart wants what the heart wants. And for my heart, it wanted Matt. He's smart, handsome, funny, a great father and husband, but since day one, he has always lacked motivation. He's the type that would rather enjoy every minute of life opposed to worry about all the tiny details. Lets just say, hes completely opposite of me when it comes to that. He dropped out of high school when he was a sophmore and got his highschool diploma before his expected graduation date. But instead of going off to college (which he now regrets), he decided to work for for his uncle laying tile. Now, it sounds bad when I write it like that, but let me make it clear that he wasnt just some "tile-setter." His father (before passing away) had established a very well known business with high-class clients. The jobs they worked on werent just your everyday kitchen tile jobs. They worked in mansions, installing marble ceilings, among the numerous remodeling projects that these millionaires had. And he was making very good money doing it.

However, he was also coming home unhappy everyday because he hated his job. And then with the economy being in the position it is, people stopped spending money on remodeling. And work got real slow. So slow, that hubs decided to try and find work in another field, hell a completely different industry. Which meant he had to start from the bottom. Something we both had talked about and agreed that it would be best for not only him, but for us. Only problem was, starting at the bottom meant a major cut in pay.

We decided it was worth it. We I had saved enough and was making decent money myself, so we could survive until he worked his way up the ladder. I had always felt like I was the breadwinner anyways since hes horrible at saving money. But now, it would be official. Our family would be depending on me to live. 
Pregnant with Matthew 2012
Then we got married, bought a house, had a baby, and here we are now. Im still the bread-winner. Now I have another person depending on me. I wont lie, it scares the hell out of me sometimes. I mean honestly, anything could happen. Hell, since we decided to make this decision my career has gone from being bought out, changed departments, bought out again, and it truly is hard to believe that my job isnt indispensable.

I love my job. I love what I do on a daily basis. But I would be lying  if I said I never thought about being a stay at home mom. It was hard enough going back to work after my maternity leave. And again, Ive always wanted a career. But I just never thought I would be put in a situation where I didnt have the option of staying home. 

I love that my husband comes home from work happy now. I love that he loves what he does. Im grateful that we both have jobs that can contribute to a great life for our son. And I am so glad that I have my sister to watch Matthew while we are both at work. But i do envy those that have the option of being a working-mom or stay-at-home-mom. I dont know, even if I had the option, if I would ever take it. But I would still like to be given the option.

Christmas 2012
Being the bread-winner of a family is alot of stress and takes a very strong and hard-working person. All of which I endure on a daily basis. When bills come around, its me who figures out when and how to pay them. When something happens to one of our cars, its me who decides if we have enough money to fix them. When its dinner time, its me who decides if were staying home or going out, and trust me, i DONT cook, so I would much rather go out. I hate that I get labeled as cheap sometimes by friends and family, but i honestly dont believe Im being cheap. In actuality its me being mindful of our finances and budget.

I know one day the choices we've made will pay off and the stress of being the bread-winner wont over come me. Maybe one day I will have the option of staying home with the kid(s), and I just might take that opportunity. But until then, if I seemed a little stressed out, you may now understand a little bit more whats going on in my little head.

things i blog about

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